The policy provides cover, if the insured encounters any bodily injury accident caused by external violent and visible means, then the insurance company shall pay to the insured or his legal personal representative(s), as the case may be, death or permanent disability compensation, reimburse the incurred medical expense up to the limit, and temporary disability payment for the insured and/or policy holder. This policy is designed for individuals, employers, travelers, family members, business owners, partners, company management and senior persons, etc.